Business owners today know that things are more difficult than they have been in a long time. Canadians are facing record levels of debt. Technology has changed the way we operate traditional businesses. Volatility has returned to the stock markets. The confidence of financial investors seems to fluctuate with the day. Low interest rates cause many pensioners to encroach on their capital. Finally, it is difficult to attract and retain competent employees and keep the company’s morale high.
Fortunately, solutions exist.
Contact us for information regarding our seminars!
Whether it’s Life, Health or Disability Insurance you’re looking for, we’ll make sure you and your loved ones are cared for financially. Talk to us about your insurance needs, or about protecting yourself and your family from a Critical Illness-today.
We offer a wide range of investment products to help you achieve your goals. This includes IPP’s, CRA’s, RRSP’s, Guaranteed Investments, “Income for Life,” Mutual Funds, Segregated Funds, TFSA’s, etc. Let us show you what we can do for you.
What many incorporated professionals don’t know is that being incorporated can provide for both you and your spouse’s retirement (with company dollars). Furthermore, it may permit a significantly higher contribution amount than a regular RRSP. Let us show you how!
Have a look at my blog where I post interesting articles focusing on investments, the market, insurance products, and many strategies that can help you get the most out of your investments and insurance plans.
Whether you need Life Insurance, Disability or Critical Illness protection, we have the tools to protect you and your family from anything that life can throw at you.Read More
With over 25 years in the financial service industry, we have the knowledge and experience to help you make the right decisions for your unique circumstances. We have access to a host of traditional and non-traditional investments alike. Our specialty is business owners, professionals, retirees and clients with a minimum of $250,000 of investible assets.Read More
Have a look back every month to see what you can learn. Subscribe to the blog, follow the recommendations and let us prove ourself to you!Read More
I have known Howard since I was a medical resident in the University of Ottawa Faculty of Medicine. I must admit that at the time my knowledge of financial planning and investment was very poor. Amongst the things that made me commit to Howard was that he struck me as a person who was truly passionate about what he does, and that passion was displayed in how he took time to explain things and how he took care to manage me as a person. In my own career I know that if you have passion, then your job never seems like a job. That’s the kind of person I’d like to look after my finances. That was over 15 years ago. I think I’ve done pretty well with Howard. He knows when to engage and he knows when to stay in the background. As a busy physician that ability is literally as worth money in and of itself! He is realistic and honest with what you can do together, he doesn’t push you into things you are not ready for. Yet every time you meet you he has new ideas and fresh things for you to consider.
My greatest compliment to Howard is the fact that over these many years I have continued to recommend him to my friends and colleagues. I think you too will find Howard to be a clever, trustworthy, insightful, and caring financial adviser for you.
I greatly appreciate the excellent service and advice you have been providing for my wife and myself.
Investia Financial Services, through Mr. Howard Yancovitch, has been invaluable to my investment needs. Having been a client for more than five years, I am glad for the opportunity to say a word on his behalf. Mr. Yancovitch provides unbiased individualized advice which he tailored to my risk tolerance and long term goals. He has a proven record of knowledge of mutual funds, segregated funds and Linked Notes and has been valuable in guiding my investment choices. We have discussed the advantages of incorporation and how unique strategies such as Individual Pension Plans can be important tax saving and deferral strategies. It is easy to see how he can be a valuable ally and advisor to anyone’s investment plan and goals
Howard has been invaluable in his assistance in helping me insure my family’s security. He really takes the time to explain products such as Life Insurance, Critical Illness and Income for Life, as well as the numerous investment options that are available. He has recently discussed the new mandatory Voluntary Retirement Savings Plan for the employees in our company and is always there if I have any questions. I am happy to add that he is also a friend, who I would not hesitate to recommend to anyone
Howard has been a close personal friend for over 25 years who is of impeccable character. I value his advice and have confidently recommended him to numerous colleagues.”
I have been a client of Howard’s for more that ten years, and have found him to be honest, diligent and reliable.
He has always kept me up to date with what is happening in the markets, and put me into a “Guaranteed Income For Life Plan” before all the companies reduced the amounts they paid out.
It is a pleasure working with Howard knowing that he is always looking out for my best interests.